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Andy Smith

Andy Smith

Senior Partner

Andy’s interest in finance has blossomed into a career of over 20 years. As Senior Partner of Smith & Cox, it has allowed him to advise clients in a way that can truly make an impact. Andy understands responsibility and the importance of creating a solid retirement plan for individuals and families who are nearing or in retirement. He strongly believes that education is key for their clients, and that real-life issues should be at the forefront in the planning process. He designs his plans around the golden years - so that they can be what they are supposed to be; safe, secure, and bountiful. Andy finds it very rewarding to wake up every day, knowing the positive impact that Smith & Cox works hard to provide their clients, and is truly humbled to be working with incredible families who put their trust in them.

Growing up in Ohio, sports were always a big part of his life. As an avid Ohio State football fan, Fall has always been Andy’s favorite time of year. While living here in Arizona, Andy had the pleasure of coaching a high school Lacrosse team for 7 years, three of those years being with his son Austin. Andy found that making a positive impact in lives of the young men was very rewarding.

Away from the office, Andy enjoys cooking and competing in BBQ with his wife Kim and if he’s lucky, sometimes his children will even join in. Cooking is the Smith family’s newest passion because it gives them the opportunity to meet new people.

Favorite holiday? Thanksgiving. It’s a big cooking day and I love bringing my family together. It is also a time of thankfulness and reflection. Also, tons of food.

Favorite quote? “The pessimist sees difficulty in every opportunity. The optimist sees the opportunity in every difficulty.” – Winston Churchill

What are you most proud of? My family. I am very proud of my kids. I value that they have become wonderful individuals and human beings.

Who is/was your role model? My Dad. He taught me the importance of integrity, respect, humility, and honesty.

Hidden talent/interest? Cooking. I love all kinds. BBQ is probably at the top of the list but I am learning how different cuisines and cultures pair food. I also try to cook and eat as healthy as possible.

Best piece of financial advice you’ve ever received? That’s easy… only go in debt for your needs but not for your wants.

What do you love most about being a Financial Adviser? Educating clients on transparency in our industry and better positioning them for a safe and solid retirement. I enjoy making a positive impact in their lives so that they can stay retired is what gets me up in the morning.

Andy Smith & Chris Cox
Founders of Smith and Cox



Andy Smith and Chris Cox have over 40 years of combined experience in the financial services industry. A full service and comprehensive firm, they are aligned with some of Southern Arizona's trusted professional's who understand the responsibility of expert advice.
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